Trying to help our SM with recharter. The process (mostly) has seemed to go through, but the Annual Unit Charter Agreement form has the following verbiage:
“IV. The BSA agrees to:”
A. Insurance:
The Boy Scouts of America agrees to provide Commercial General Liability (GL) and Excess Commercial Automobile Liability (AL) to cover losses or claims asserted or sustained by any Scout, Scouting Unit, member, visitor, volunteer, or any other person …"
The problem our CO has is with section 1:
“1. GL coverage shall be written on an occurrence basis, with limits of $7,500,000 each occurrence and $20,000,000 annual aggregate for the policy year ending March 1, 2025.”
The CO and IH are interpreting this to mean that BSA’s insurance coverage will end on that date, that BSA provides insurance for about a month after recharter, and after that the CO is on the hook for any liabilities. The IH is refusing to sign the agreement. According to our committee chair, this line is new this year; does it actually mean that BSA’s coverage ends less than 3 months into the year, or is there a different explanations? Can anyone point me to a source that explains this?
